Seeks Advice for Opening a New Business.

Source: https://www.islamweb.net/emainpage/PrintFatwa.php?lang=E&Id=84907

Question:
I am opening a new shop for electronics goods and I am new to this business. I want to know what are the things I need to do apart from being honest and not cheating so that Allah may bless my business with prosperity and let it flourish. What are the Dua’s or supplications or prayers I need to perform every day in the light of the Qur’an and Sunnah? What should I do when I first open the shop, i.e. are there any supplications or Salat I need to perform every day and what should I do when I close my shop?

Please answer me in the light of the Qur’an and Sunnah and reply soon as my shop is starting this week. I am afraid as whatever I did I did not succeed and this time lots of hard-earned money of my father is being invested. As my father is growing old, day-by-day his strength is diminishing and I need to do something so that my father gets a rest. If I do not succeed my father will have to continue working. Please help me for the sake of Allah and pray to Allah so that my business flourishes and I can give my father the much-required rest.

Answer:
Praise be to Allah, the Lord of the World; and may His blessings and peace be upon our Prophet Muhammad and upon all his Family and Companions.

Dear inquirer!

We ask Allah, The Exalted, to grant you success Here and Hereafter, to shower you with His blessings and to bless your family and wealth. Know that success is based on the following:

1) Pay Zakat if your business meets the minimum requirements. Make sure to calculate your zakat (by referring to your assets) annually so that you know you need to pay zakat or not. Otherwise, performing charitable activities is recommended.

2) Seeking Allah’s help and supplicating Him since He is The Most Generous. It is proved in the Hadith recorded by al-Tirmizi and Abu Dawood and others that the Prophet (Sallallahu Alaihi wa Sallam) said: “Allah is Modest and Generous, so He does not turn down one’s raised hands (supplicating Him) with failure”.

3) Persevere in truth and sincerity and search for what is Halal, for the Prophetic Hadith: “The seller and the buyer have the right to keep or return goods as long as they have not parted or till they part; and if both the parties spoke the truth and described the defects and qualities of the goods, then they would be blessed in their transaction, and if they told lies or hid something, then the blessings of their transaction would be lost” [Reported by Imam Bukhari ].

4) Seeking the help of experts in the field that you are considering so that they can help you choose successful projects and their best useful means. In this concern, it is proved in the Sunnah that Umm Salamah (Radiya Allahu Anha) said: “Allah’s Messenger (Sallallahu Alaihi wa Sallam) used to say after performing the dawn prayer: ‘O Allah! I ask you for useful knowledge, abundant livelihood and acceptable actions” [Ahmad in al-Musnad].

As for bringing down Allah’s blessings, it is proved in the Sunnah as recorded in al-Musnad from Ali (Radiya Allahu Anhu) that Allah’s Messenger (Sallallahu Alaihi wa Sallam) said: “O Allah! Bless the mornings of my Ummah (people)”.

When you enter a marketing place, you are advised to pray with Allah’s Messenger’s Hadith: “Whoever enters a market place and says: ‘There is no God but Allah, He has not a partner, to Him belongs the authority, His is all Praise, He grants life and causes death, He is The Living One, He does not die, good is in His Hand and He has power over all things; Allah will write down one million good deeds for him (in his account with Him) and cancel one million bad deeds and promote his rank one million degrees more”. Another Hadith reads: “Whoever desires to be pleased with abundance in his provision or that his age be lengthed, should show favor to his blood relatives” [Reported by Imam Bukhari ].

The above-mentioned Hadith states that having good relations with relatives and treating them well brings about more livelihood.

Allah knows best.


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Advice on Dealing with the Financial Crisis.

Advice by Shaykh Faraz A. Khan.

In short, to deal with any crisis—whether privately as individuals or publicly as a community—is to return wholeheartedly to the teachings and guidance of the Qur’an and Sunnah, which related to financial matters include the following:

(1) Realize the true nature of this world, as explained by the Prophet Muhammad (peace and blessings be upon him) in many hadiths, such as (which means):

“This world and all that is in it is cursed, except for the remembrance of Allah, that which He loves, a scholar or a student of knowledge.” [Narrated by Tirmidhi]

That is, all of this world is blameworthy except for that which is used as a means to please Allah, to draw near to Allah, and to serve Allah and His religion. If one’s worldly efforts are done for the sake of Allah, they are blessed and bring blessings; otherwise, they are devoid of good and become a means of headaches and worries.

(2) Related to that, try to infuse all of your work and career endeavors with a sincere intention—to please Allah, to use your earnings for the sake of Allah, to earn a halal income, to have enough money to support your dependents and donate charity, etc.

Having a job is a great blessing of Allah Most High, and a means to do much good. It is the way of the prophets themselves, as Allah’s Messenger (peace and blessings be upon him) said (which means), “No one ever ate better food than from the work of his own hands, and Allah’s prophet Dawud used to eat from the work of his own hands.” [Narrated by Bukhari]

Take the means to secure a good job, and work hard: be diligent, honest, and upright—all for the sake of Allah.

(3) Spend in charity, and do so regularly. This is a great source of barakah in one’s life and wealth, as well as a means for acceptance of spiritual works, good health, and warding off calamities.

Allah Most High states, as related by the Prophet (peace and blessings be upon him) in a hadith Qudsi (which means), “Spend O son of Adam! I will spend on you.” [Narrated by Bukhari]

(4) At the same time, be balanced in your charity, and do not neglect your primary financial obligations.

The Prophet (peace and blessings be upon him) said (which means), “O son of Adam! For you to spend the surplus is better for you, and for you to withhold it is certainly worse. You will not be blamed, however, for keeping what suffices you; and [when you spend] begin with your dependents.” [Narrated by Muslim]

A Quranic verse that provides a most beautiful summation of the attitude of the believer towards his wealth is (which means):

“And seek, with respect to all that Allah has given you, the next abode; yet forget not your portion for this world; and [when you do spend] do so with excellence, just as Allah has shown excellence to you.” [Al-Quran, surah al-Qasas, verse 77]

Muslims do not neglect their worldly duties and responsibilities, yet their focus, aim, and the goal is Allah and the afterlife. And when they do anything for Allah, they do so with excellence and beauty (ihsan).

(5) Have god-fearingness (taqwa) in all your affairs, as taqwa is a means to every good in general, and specifically to relief from distress, unforeseen provision, and ease in one’s affairs.

Allah Most High states (which means), “Whoever has taqwa of Allah, He will give him a way out, and will provide sustenance for him from whence he least expected,” [Al-Quran, surah at-Talaq, verse 2-3], as well as (which means), “Whoever has taqwa of Allah, He will make easy his affairs.” [Al-Quran, surah at-Talaq, verse 4]

(6) Avoid wastefulness (israf), which is a major vice and disease, prevalent at both the individual and societal levels today.

Allah Most High states (which means), “Do not be extravagant: verily the extravagant are the brethren of devils” [Al-Quran, surah al-Isra, verse 26–27), as well as “Eat and drink, but be not wasteful: verily Allah loves not the wasters” [Al-Quran, surah al-A’raf, verse 31].

(7) Related to avoiding wastefulness, appreciate the immense blessing of wealth, and show much gratitude for it. This is a sure means to keeping the blessing, inshaAllah, as well as finding an increase in it.

As Ibn Ata’illah states (which means), “Whoever does not show gratitude for blessings has exposed himself to losing them, yet whoever shows gratitude for them has tied them down by their tethers,” which is based on the Quranic verse, “And surely if you show gratitude, I will most certainly give you more” [Al-Quran, surah Ibrahim, verse 7].

(8) Maintain family ties, which itself is an expression of gratitude for the blessing of family, and also a means to expansive sustenance.

Our Beloved Messenger (peace and blessings be upon him) taught us (which means), “Whoever would love for his sustenance to be broadened [and filled with blessing] and for his lifespan to be extended, then let him maintain family ties.” [Narrated by Bukhari and Muslim]

(9) Make tawbah your constant companion in the journey of life. Shun the unlawful and ask much forgiveness.

This should be done for the sake of Allah alone, but Allah does inform us of some worldly benefits of tawbah as well, including financial, as He Most High states (which means), “So I said, ‘Seek forgiveness from your Lord, indeed He is Ever-forgiving. He will send down rain upon you in abundance, and He will increase you in wealth and in children’” [Al-Quran, surah Nuh, verse 10-12].

(10) Realize that financial difficulties, as with all difficulties, are tests from Allah. Turn to Him in neediness, lowliness, humbleness, and impoverishment. Raise your hands in supplication, and ask of His favor. Tell Him that you are His weak servant, and He alone is Lord, Master, Powerful, and Free of need.

Persevere, be steadfast, and hold fast to contentment. Take the means to end the trial, and leave the rest to Allah. If we are pleased with Allah, Allah will be pleased with us, and there is no success greater than that.


Taken with slight changes from https://www.seekersguidance.org/answers/general-counsel/advice-on-dealing-with-the-financial-crisis/


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The Harm in Fullness

There is an advice, narrated from Ibn Abi ad-Dunya who narrated from Muhammad bin Wasi that he said, “Anyone who eats little food will easily…

There is an advice, narrated from Ibn Abi ad-Dunya who narrated from Muhammad bin Wasi that he said, “Anyone who eats little food will easily understand (learn), make others easy to understand, cleaning, and be kind. Verily, eating a lot will prevent ones from achieving their goal.”

There is another narration from Utsman bin Zaidah, he said that Sufyan ats-Tsauri sent a letter to him (which among the contents), “If you want your body to be healthy and able to sleep less; eat less.”

One advice which narrated by Ibrahim bin Adham: “Anyone who takes care of his stomach, naturally he will safeguard his religion. Anyone who can control his hunger, he will master the good manners. Verily, hunger will hinder ones from disobedience, whereas a full stomach will bring it close, and it will come to him a sense of pleasure and arrogance.”

Also narrated by asy-Shafi’i: “… A full stomach will burden the body, removing vigilance, causing drowsiness, and preventing its owner from worshipping Allah.”

Allah knows Best!

Source: Jami ‘al-Ulum wal Hikam, pages. 576 – 577

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