Zakat News: Zakat Distributions for Federal Territory (Malaysia) reach RM551.56 (USD134.25) Million in 2018.

A total of RM551.56 million in zakat has been distributed by the Federal Territories Islamic Religious Council Centre (MAIWP) in 2018, including to 110,045 asnaf (recipients) through 28 aid schemes.

According to the text of the Friday sermon posted on the Islamic Development Department’s (JAKIM) website today, the direct distribution of zakat made through the aid schemes covers most aspects of the lives of the asnaf, such as basic needs, housing, education, business, welfare, and dakwah.

“The aid schemes run throughout the year and not just in certain months. There are also various other schemes and programmes offered by MAIWP Baitulmal to support and upgrade the standard of living of the asnaf. Through monthly financial aid alone, 22,000 heads of family are being assisted every month,” the text said.

By means of indirect distribution, the zakat collected were utilized through the establishment of educational institutions from early childhood to tertiary levels, as well as welfare and care centers, with 13 of such institutions and centers had been opened by MAIWP to date.

According to the text, MAIWP Baitulmal through its Asnaf Locator Squad had tried to reach out to the group rather than just waiting for them to request for the aid, and as a result, as many as 3,582 asnaf have been located and assisted so far.

The sermon also touched on the need to help the asnaf to get out of poverty and to succeed in finding their own source of income so that they would eventually become zakat contributors to others in need.

In line with that, MAIWP has also taken several proactive measures to realize such aims, including by collaborating with private companies to produce successful Baitulmal Entrepreneurs under the Baitulmal Entrepreneur Tunas Programme.

In addition, MAIWP also provides entrepreneurship aid to help the asnaf to venture into business, as well as an educational aid for asnaf children to pursue education to the highest level possible in order to have a good career and bring their families out of poverty.

Prior to this, it was reported that PPZ-MAIWP had collected a total of RM651.22 million in zakat last year, an increase of six percent compared to the previous year of RM615.19 million.

It was a collection made in the three federal territories of Kuala Lumpur, Putrajaya, and Labuan involving 180,958 zakat payers, which saw an increase of seven percent from only 169,372 payers in 2017.

— BERNAMA


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Skim Kafalah Muzakki (Khairat Kematian) meringankan beban waris pembayar zakat PPZ-MAIWP

Zakat Institution of Federal Territory, PPZ (Malaysia) provides assistance to family members of the deceased muzakki (zakat payers).

Tn.Hj Ustaz Ahmad Shukri Yusoff (CEO PPZ-MAIWP) menyampaikan sumbangan Skim Kafalah Muzakki (Skim Khairat Kematian) kepada waris Allahyarhamah.

Pusat Pungutan Zakat (PPZ-MAIWP) MENYAMPAIKAN SKIM KAFALAH MUZAKKI (SKIM KHAIRAT KEMATIAN) KEPADA WARIS ALMARHUMAH SHARINI BT SHARI PINANSA

Sebentar tadi, PPZ-MAIWP yang diketuai oleh Ketua Pegawai Eksekutifnya;Tn.Hj. Ustaz Ahmad Shukri Yusoff menziarahi keluarga Almarhumah Sharini, Ketua Pembantu Tadbir, Bahagian Keurusetiaan dan Perhubungan Luar JAKIM yang telah terlibat dalam kemalangan maut ketika dalam perjalanan pulang dari pejabat semalam.

Rombongan kami disambut oleh suami Almarhumah, En. Rozali Mohamed Yunus (yang juga merupakan anggota Polis Bantuan yang bertugas di Bangunan JAKIM), anak-anak serta ibu Almarhumah.

PPZ-MAIWP juga menyampaikan sumbangan Skim Kafalah Muzakki (Skim Khairat Kematian) sebanyak RM3000 yang disalurkan kepada waris Allahyarhamah.

Allahyarhamah merupakan pembayar zakat di PPZ-MAIWP yang konsisten pada setiap tahun.

Untuk makluman semua,para pembayar zakat layak menerima skim kafalah muzakki ini.Maka,beritahulah kepada waris berkenaan perkara ini.Semoga ianya dapat meringankan beban waris.

Untuk…

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Using Blockchain to Improve Transparency of Zakat Process.

The collection of zakat has been institutionalised in many Muslim countries. The promotion, collection and distribution of zakat are undertaken by the respective religious authorities according to shariah requirements.

However, there are several challenges, according to several research papers. They include inefficiency, a lack of transparency in terms of how the funds are collected, managed and distributed, the differing views of Islamic scholars on how these should be dealt with and extensive bureaucracy.

To address these challenges, Dr Ziyaad Mahomed, associate dean of executive education and e-learning at the International Centre for Education in Islamic Finance (INCEIF), and his team have come up with an Islamic social financing app that leverages blockchain technology. The app — which won first prize in a competition organised by the Islamic Development Bank Group and the IE Business School in Madrid in February — was developed in partnership with Dublin-based financial technology (fintech) company AidTech and the International Federation of Red Cross and Red Crescent Societies.

“How the app works is very simple. When users turn it on, they are presented with two options: sedekah (charity) or zakat. If they choose zakat, the app prompts them to select the school of thought they follow — Shafie, Maliki, Hambali or Hanafi — as there are differences of opinion,” says Ziyaad.

“Then, the app asks a few questions such as where they would like to see their money go. We provide them with a choice of projects such as water irrigation, sanitation, poverty eradication and education. After choosing the project, they complete their payment using a secure gateway.”

He acknowledges that the main concern of zakat contributors is whether the money goes to the right party. His team is currently working on a scorecard for the social enterprises and social development organisations that wish to promote their projects via the app. This will help the app developers to assess the credibility of the projects. Users of the app will also be able to view the scorecard.

“Specific projects are listed. And once the zakat payment has been made, it is registered on a node in the blockchain. Payers will receive confirmation of acceptance. Now, the project has their money,” says Ziyaad.

“When the money has been fully utilised, the payers will be notified via the app. Thanks to the transparency provided by the blockchain, there is more confidence among payers that their zakat has reached the intended recipients.”

The app may be launched before the end of the year, but not in this region yet. Instead, the team has chosen the UK as the base for the app’s proof of concept. There, it has access to many non-governmental organisations it could partner. Also, there are many Muslim expatriates who wish to have their zakat utilised in their home country.

There are also challenges in developing the app, such as ensuring an optimal content management system, he adds. Poverty eradication projects, for example, may involve tens of thousands of individual recipients. This makes it hard for the developer to ensure that the zakat does not go to the same group of recipients the following year.

“We have to create a solid system that does not promote dependence on zakat. The practice of giving handouts to the same individuals is a serious problem — we are not helping them to enhance their standard of living if we keep on giving them handouts. There is a category of people living in extreme poverty who will always need zakat, but we have to be careful not to contribute to a culture of dependence,” says Ziyaad.

“I am not worried about the demand for the app. I am sure that millennials, especially, would use it to pay zakat because of the transparency and convenience it offers. It is not a perfect solution, but it is a step in the right direction.”

He hopes that after the proof of concept, the app can be launched in other parts of the world, especially in Muslim-majority countries such as Malaysia and Indonesia.

“In a country like Malaysia, where zakat is managed by a particular state, introducing something like an app would be expected to improve efficiency,” he adds.

Ziyaad says there are other promising enhancements that blockchain technology could bring to Islamic finance such as the use of smart contracts in takaful. Implemented together with technologies such as telematics and the Internet of Things, smart contracts could improve the underwriting process and hasten the claims process.

“We also see that smart contracts could play a role in Islamic banking activities that rely on sequential transactions for permissibility. Banks spend significantly on arranging, monitoring and auditing these sequences. If transactions have strayed from the sequence, they may not be compliant and incur additional expenses later on,” he says.

“If there is a smart contract managing the transactions, then banks can potentially reduce costs, making the product much cheaper. Due to blockchain’s transparency, shariah compliance may be enhanced. There are companies trying to introduce this and we are helping them to figure this out. But things are still very much in their infancy at this time.” — By Khairani Afifi Noordin

Original Source: http://www.theedgemarkets.com/article/islamic-finance-using-blockchain-improve-transparency-zakat-process

Zakat News: The World Zakat Forum 2018 Resolutions.

The Secretary-General of the World Zakat Forum, Prof. Dr Bambang Sudibyo delivered Melaka Resolution 2018 in front of 300 participants from 28 countries on the last day of the WZF conference in Melaka, Malaysia on Thursday (6 December 2018). As a platform for the global zakat movement, the World Zakat Forum (WZF) has a role to increase the accountability of zakat management and cooperation in an effort to improve people’s welfare, including combating poverty….

The Secretary-General of the World Zakat Forum, Prof. Dr Bambang Sudibyo delivered Melaka Resolution 2018 in front of 300 participants from 28 countries on the last day of the WZF conference in Melaka, Malaysia on Thursday (6 December 2018).

As a platform for the global zakat movement, the World Zakat Forum (WZF) has a role to increase the accountability of zakat management and cooperation in an effort to improve people’s welfare, including combating poverty.

The WZF held an International Conference with the theme: “Strengthening Global Zakat Cooperation in Improving the Welfare of the Ummah”, Bambang Sudibyo said accompanied by WZF Deputy Secretary General.

The conference discussed a variety of contemporary and current topics on the development of global zakat such as Zakat and SDGs (Sustainable Development Goals), Collaboration between National Alms, Strengthening the Role of the World Zakat Forum and Good Amil Governance as well as Increasing Transparency and Accountability of Zakat Institution. The Conference also noted the growing role of zakat in solving global poverty and inequality and proposed new approaches utilizing the third pillar of Islam.

Based on the two-day discussions, the WZF resolves as follows:

  1. The philosophy and core values of zakat should be strictly observed in increasing the welfare of Ummah.
  2. Zakat should be considered as a complimentary financial resource in the achievement of SDGs.
  3. The role of zakat in combating poverty and advancing social inclusion shall be promoted.
  4. The WZF calls on all its members to adopt zakat as a critical policy instrument in socio-economic development in their respective countries.
  5. WZF urges all members to adopt:
    a) The “Zakat Core Principles (ZCP)” to improve the quality of zakat management.
    b) The principles of “Risk Management on Zakat Institution (RMZI)”.
    c) The principles of “Good Amil Governance on Zakat Management (GAGZM)”.
  6. All WZF Members are required to be transparent and accountable in publishing their reports to the public.
  7. Stronger cooperation and networking among WZF members are highly encouraged.
  8. Strengthening the capacity of Zakat Management Organizations (ZMO) in Muslim minority countries is highly encouraged.
  9. The WZF members express condolences to the victims of the natural disaster in West Nusa Tenggara and Central Sulawesi of Indonesia, and compassion to the victims of social conflicts like the Rohingyas, the Palestinians and other similar communities of the world. The WZF calls for collective actions to recover and rehabilitate the affected people.
  10. The Conference calls on all Muslim countries, including members of the OIC, and zakat organizations in Muslim minority countries to join the WZF.
  11. The WZF reiterates its willingness to cooperate with developing countries in combating poverty through blended financing of zakat and donation of the respective developing countries.

In this conference, 10 new countries namely Australia, Sri Lanka, Kazakhstan, Ghana, Maldives, Senegal, Liberia, Togo, Benin and Sierra Leon later became members of the WZF so that the WZF had as many as 33 countries.

To get more information about WZF, visit this link: http://puskasbaznas.com/archives/videos

About the World Zakat Forum
The ideas of World Zakat Forum establishment arose in response to the needs of the development of the world zakat movement. During a meeting of the World Zakat Forum (WZF) in Selangor, Kuala Lumpur, in 2007, Indonesia was appointed to host the first WZF conference. Three years later, on 30th September 2010 during World Zakat Forum International Conference 2010 in Yogyakarta, Indonesia, this forum is officially established. Initially, this Forum was attended by 9 representatives from international alms institutions such as Indonesia, Malaysia, Qatar, Kuwait, Turkey, England, Bahrain, Jordan, Sudan, and Saudi Arabia. In this first conference Prof. Dr KH. Didin Hafidhuddin was appointed as the first Secretary-General of the World Zakat Forum until 2013, on the next term, this position was held by Dr Ahmad Juwaini until 2017. Currently, Prof. Dr Bambang Sudibyo is elected as the third Secretary-General of the WZF beginning from March 2017.

Zakat News: Modern Boarding School by Zakat of Kedah (Malaysia)

The Modern Boarding School (or can be called as Pondok or Pesantren) of Zakat of Kedah (PMZK) have a purpose to produce competent Ulama’ (scholars) in the field of religious knowledge and science that will ready the students to become a leadership line in the future…

Visit this link for more information: Pondok Moden Zakat Kedah

The Modern Boarding School (or can be called as Pondok or Pesantren) of Zakat of Kedah (PMZK) have a purpose to produce competent Ulama‘ (scholars) in the field of religious knowledge and science that will ready the students to become a leadership line in the future.

The education system used in this school is from an integration of the education system with Darussalam Modern Boarding School (Indonesia) and Al-Abaqirah Modern Boarding School (Malaysia).

These two places became the main reference in producing PMZK education modules to produce students who have the characteristics of Ulama‘ who are faqih and ready to serve the Ummah.

This idea was welcomed by Sahibus Samahah Dato’ Mufti of State of Kedah, Syeikh Fadhil Awang and he was also working together in the pursuit of the PMZK.

47264890_577071949413947_2577350745514835968_nPMZK has commenced operations in early March 2018 at Al-Hidayah Complex (KEDA), Kg Che Bema, Sungai Petani with a total of 40 students for the first entry. Admission of students is fully funded by the Kedah Zakat Board.

InsyaAllah for next year, PMZK will move to Asnaf Development Complex, Mergong, Kedah, Malaysia.

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Zakat News: Zakat Selangor (Malaysia) Gives RM10.1 Million Education Aid.

The Selangor Zakat Board (LZS) (Malaysia) has allocated RM10.1 million (approx. USD 2.41 million) for the schooling and tertiary education aid of children of middle-income households next year. LZS Chief Coordinating Officer said Selangor residents from households with a monthly income of not more than RM3,000 (approx. USD 700) per month can apply for the aid online. The closing date for applications is Jan 31 for tertiary education aid, and Feb 10 for schooling aid, he said, adding that the closing dates may be brought forward if the allocation had been used up earlier….

The Selangor Zakat Board (LZS) (Malaysia) has allocated RM10.1 million (approx. USD 2.41 million) for the schooling and tertiary education aid of children of middle-income households next year. LZS Chief Coordinating Officer said Selangor residents from households with a monthly income of not more than RM3,000 (approx. USD 700) per month can apply for the aid online. The closing date for applications is Jan 31 for tertiary education aid, and Feb 10 for schooling aid, he said, adding that the closing dates may be brought forward if the allocation had been used up earlier.

“The LZS has allocated RM7 million for tertiary education aid and RM3.1 million for schooling aid, and the assistance will be provided within 14 days after the application is approved,” he told reporters after the ‘Zakat on Wheels’ programme at the late-night bazaar in Section 24, Shah Alam, Selangor (Malaysia) here last night.

The programme, undertaken in collaboration with the Selangor State Development Corporation, is aimed at disseminating information on zakat and reaching out to the people who are unable to come to the LZS counters to pay their zakat.

The LZS had allocated more than RM30 million (approx. USD 7 million) to over 60,000 children of poor families throughout Selangor (Malaysia) for their schooling aid for 2019.

LZS’s Chief Coordinating Officer said the LZS counters will operate daily this month of December to facilitate the paying of zakat.

“The LZS targets to collect about RM200 million this month. Going by a projection, the LZS needs about RM900 million to meet the expenses for the poor next year. It has so far collected about RM600 million,” he said.

At the event, the LZS gave away various zakat aid totalling RM320,198 to six selected people and RM50,000 for the renovation of the An-Najahiyah Integrated Quran and Fardhu Ain Class (KAFA) in Section 19, Shah Alam, Selangor (Malaysia).

The LZS also gave aid of RM1,000 each to the 29 traders of the bazaar who were affected by a fire on Nov 12. – Bernama

Zakat News: YEAR END ZAKAT CARNIVAL on 1-2 December 2018 @ Wangsa Maju, Malaysia.

KARNIVAL YEAR END ZAKAT (YEZ). On 1 & 2 December 2018 (Saturday & Sunday) at Usamah Bin Zaid Mosque, Section 2, Wangsa Maju.  Various programs are presented for our spiritual meal. Among them: Omar & Hana Animation Mascot, Soopa Doopa, Colouring Competition, Didi & Friends Animation Mascot, Giant Ballon, Islamic concert, Azan Competition, Grand Dhuha Salah, League of Quran, Academic Forum.

KARNIVAL YEAR END ZAKAT (YEZ)

On 1 & 2 December 2018 (Saturday & Sunday) at Usamah Bin Zaid Mosque, Section 2, Wangsa Maju.  Various programs are presented for our spiritual meal. Among them:

  1. Omar & Hana Animation Mascot
  2. Soopa Doopa
  3. Colouring Competition
  4. Didi & Friends Animation Mascot
  5. Giant Ballon
  6. Islamic concert
  7. Azan Competition
  8. Grand Dhuha Salah
  9. League of Quran
  10. Academic Forum

Do not forget… we wait for all the friends there.
________________________
Great cooperation between PPZ, Baitulmal MAIWP, Geng Masjid Carnival and Federal Territory Islamic Religious Department (JAWI).

Zakat News: Zakat Help an Imam Get a New Home to Replace the House that Burnt Last August.

After a home occupied 35 years ago caught in a fire in August, Hamdan Bro, 68, and his family’s dream of having a new home were finally reached. Hamdan, who is also Imam of the Sultan Abdul Aziz Mosque, received a donation of a house built near the original site of Kampung Perigi Nenas, Pulau Indah located in Selangor (Malaysia), due to the contribution of the Selangor Zakat Board (LZS), non-governmental organizations (NGOs), clubs, relatives and residents that area.

After a home occupied 35 years ago caught in a fire in August, Hamdan Bro, 68, and his family’s dream of having a new home were finally reached.

Hamdan, who is also Imam of the Sultan Abdul Aziz Mosque, received a donation of a house built near the original site of Kampung Perigi Nenas, Pulau Indah located in Selangor (Malaysia), due to the contribution of the Selangor Zakat Board (LZS), non-governmental organizations (NGOs), clubs, relatives and residents that area.

He said he was grateful for the various parties to come up with assistance, and even one of the homeowner (nearby) allowed his family to stay for free until the new home was completed in mid-December.

Calling the incident at 3.30am on Aug 28, he said he and his wife and a child only managed to escape after their home was blown away because of a short circuit.

“At the time of the incident, we were all asleep. My son who first realized and he surprised me to get out soon because the fire ran fast.

“In a panic, I waking up my wife and we went out safely without saving anything including documents and money, except for laundry clothes that were suspended,” he said when met by NSTP here today.

Hamdan said that after the house was burned, he never thought of building a new home and then only wanted to rent a home.

Meanwhile, Club Klang Bikers’ representative said the team was working with several other high-powered motor clubs, including Airport Bikers’ and `Rantau Panjang Bikers’ to donate to Hamdan.

“We are not just riding high-powered motorcycles on the road alone, but we are aware of the responsibility of the local community,” he said.

**This story was reported in local news website: https://www.bharian.com.my/berita/wilayah/2018/10/491949/imam-masjid-bersyukur-dapat-rumah-baharu

News: Civil Servants in The Federal Territory (Malaysia) Are Called to Pay Zakat Through Salary Deductions.

Civil servants in the Federal Territories of Kuala Lumpur, Putrajaya and Labuan (Malaysia) are urged to make zakat payments through salary deductions because the level of awareness to pay zakat is consistently very low….

Civil servants in the Federal Territories of Kuala Lumpur, Putrajaya and Labuan (Malaysia) are urged to make zakat payments through salary deductions because the level of awareness to pay zakat is consistently very low.

To boost the campaign, Zakat Collection Centre of Federal Territory (PPZ-MAIWP) launches a campaign to join the Thohir Scheme Campaign 2018 through the deduction of zakat payrolls from July to 31 October with various prizes including umrah and holiday tours sponsored by Five Estect Travel Services Sdn. Bhd.

The zakat campaign was made to help the Baitulmal-MAIWP serve the asnaf in particular in the Federal Territory.

Therefore, all civil servants are encouraged to make assessment or calculation of zakat with PPZ-MAIWP to acquire the amount of zakat in the individual and they can call Zakat Line to make calculations through 1-300-88- 5757 (Malaysia.